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Top 5 payment gateways for Magento store

The latest release of Magento 2.4 has removed the old payment options. Now you need to buy the extensions from Magento Development Company to add the extra payment gateways. The Basic payment methods are provided by adobe commerce within the package of Magento 2.4. these include: check money order, bank transfer payment, payment on account, cash on delivery payment, and zero subtotal checkout.

Some customers may prefer card payments while some may prefer PayPal, or some would opt for amazon pay. There are a lot of methods for online payments. And For better customer service, we need to make sure that we offer enough choices to cover each and every customer’s preference. The Magento Extension Development Company can help eCommerce stores to add the desired payment gateways to their stores.

Let’s have a look at these top 5 payment gateways

  1. Braintree
  2. Stripe
  3. PayPal
  4. Razorpay
  5. SagePay


1. Braintree

A completely configurable checkout process with fraud prevention and PayPal connectivity is available from Braintree. Due to the fact that the transaction happens on the Braintree system, Braintree lessens the burden of PCI compliance for merchants or online businesses.

It supports multiple currencies, integrates with Magento 2, allows multiple payment methods, and has a simple UI. The best for Magento and provides quick customer service. It allows recurring payments. It has 3d Secure which prevents fraud. Direct forex is available. It has per transaction charges. It doesn’t have setup fees. It’s not preferable for small transactions. The refund process is normal in Braintree. The withdrawal is slow. It has an easy and fixed fee structure.

It offers various cards including VISA, MasterCard, American Express, JCB, and Diners Club credit cards. Besides it also allows other payment options including PayPal, Discover, UnionPay, Google Pay, Apple Pay, Samsung Pay, Secure Remote Commerce, ACH Direct, Bancontact, BLIK, iDeal, EPS, Giropay, Sofort, Venmo, MyBank, P24, and Trustly.

Steps to install Braintree in Magento:

  1. Create and Get Braintree credentials
  2. Complete the basic setting fields
  3. Fill-up advanced settings
  4. Fill-up country-specific settings
  5. Complete the PayPal through Braintree settings
  6. Complete the 3D verification settings

2. Stripe

It is adaptable for online merchants trying to swiftly integrate merchant services into their online store. It smoothly manages subscription services and also provides recurring payment options. Advanced reporting technologies that enable customized reports are available for business accounts.

It supports multiple currencies. Stripe allows easy integration with Magento 2 and allows multiple payment methods and has a simple and clean UI. It is reliable and provides 24×7 support. Direct forex is unavailable in stripe. It has charges based on per successful charge, per screened transactions, per virtual card, per month, one-time fee, or per charge. It doesn’t have setup fees. It’s preferable for all transactions. The refund processing time is less. It has an easy withdrawal process. It has a transparent pricing policy with no hidden charges.

Stripe supports payments from portals like Bacs Direct Debit, Alipay, Afterpay / Clearpay, Bancontact, iDeal, EPS, Giropay, Sofort, Przelewy24, FPX, Grabpay, SEPA Direct Debit, and Pre-authorized debits.


3. PayPal

PayPal is one of the top online payment service providers. It offers a high level of comfort and security, rendering the entire online shopping process more efficient. The PayPal commercial solutions differ considerably on the merchant’s location. eCommerce businesses work hard to get customers. It’s obvious that they cannot compromise due to an inefficient payment platform. PayPal Payments Standard and Express Checkout are available worldwide.

This Payment gateway supports multiple currencies of different countries and allows easy integration with Magento 2 and allows multiple payment methods. with a clean simple UI and user experience. It’s totally reliable and popular for Magento and provides good customer support, and excellent business support. It allows recurring payments. Direct forex is available on PayPal. It charges per transaction. It doesn’t have setup fees. It’s not preferable for small transactions. Its refund process and withdrawal process are very slow. It has an easy and fixed fee structure.

The PayPal payment gateway allows payments from Paypal, VISA, MasterCard, Discover, American Express, Bancontact, BLIK, iDeal, EPS, Giropay, Sofort, Przelewy24, and Venmo. Paypal offers an express checkout method for fast checkout and with fewer user efforts.


4. Razorpay

Razorpay offers all payment methods for businesses, including credit and debit cards, UPI, net banking, as well as numerous wallets. This extension is the best suitable payment gateway when considering India and is highly straightforward and efficient for all types of e-commerce business needs. This plugin provides bank transfers, subscriptions, and a lot more in one place.

It supports multiple currencies with easy and convenient integration with Magento 2 and offers a convenient payment methods process with an appealing and modern User interface. It’s easy and reliable. The customer support is unsatisfactory. Direct forex is unavailable. It doesn’t have any per transaction or such charge. It doesn’t have setup fees. It’s best preferred for small transactions. It’s refund processing time is less and withdrawals are easy. It has a fixed fee structure.

The Razorpay payment gateway allows payments from VISA, MasterCard, American Express, Diners Club, Maestro, BAJAJ, Rupay, Net Banking, UPI, Cardless EMI, Bank Transfer, E-mandate, Pay Later, and Digital Wallets


5. SagePay

SagePay is most well-known for its payment security. For cardholders, SagePay is indeed the best option. It accepts nearly all credit and debit cards. SagePay includes a card vault that secures customers’ card details and other information. Has AVS, CVC, and 3DSecure protection which provides the highest level of card data security, restricting fraud.

The extension has unique features like supporting multiple currencies and allows easy integration with Magento 2. Allows multiple payment methods with great user experience and unique UI. It’s a very convenient payment gateway and provides excellent customer support. Has 3d Secure which prevents fraud. Direct forex is unavailable. It has monthly charges. It doesn’t have setup fees. It’s preferable for all transactions and offers a direct refund facility. The withdrawals are easy but the fee structure is unpredictable.

The SagePay payment gateway allows payments from Paypal, VISA, MasterCard, Discover, JCB, American Express, Maestro, iDeal, EPS, Giropay, and Sofort.

Check out the comparison table below for a better understanding.
Payment Features Comparison _ Detailed

The pricing plans of these 5 payment gateways are shown in the below table.

pricing table of paymenet gateway

So these 5 are the top payment gateways currently in the market. Online businesses can choose the best option for them depending on their location, business needs, business area, business size, and whether it’s local or global. According to your customer base, pick the best option to ensure the best possible customer service. Because in the end, the better the customer experience, the more they’ll choose you.

Many Payment Gateways extensions are directly available on the Magento Market place or you can directly get them from the official site of respective extensions. Paypal has gained good popularity and a great user base in the last decades which is a plus point during selection by many store owners


Using Payment Gateway for an eCommerce store can bring you enormous features, like Payment Security, High-Speed Transactions, seamless customer experience, and competitive collection costs. All of Major Payment gateway systems are encrypted for Safety and security for customers and online store owners.

Criteria for selection of a good payment gateway are,

  1. Coverage and tieup with major banks to fulfill your future expansions also
  2. Can meet high-security standards
  3. Integration with our online store
  4. Payment processing fees and charges
  5. Payment Methods

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